How Your Health Savings Account Is Different Than Other Accounts
If you have a Health Savings Account, you likely appreciate it’s unique characteristics that make it different than other accounts. Health Savings Accounts are available when you have a High Deductible Savings Account. There is a tradeoff though, in that deductibles are higher with High Deductible Savings Accounts than other types of plans. The ability […]
Charitable Giving: Due Diligence
Deciding to contribute to a charity can tend to be driven by what you know or how you feel about the organization. But how to conduct due diligence so you know you’re getting the best ‘bang’ for your buck? Charitable Due Diligence How do you know that the contribution you’re making is primarily going towards […]
The Fatigue of Hearing You’re Not Saving Enough For Retirement
‘Life is expensive, and I feel there’s no area for me to cut back on.’ ‘I’m doing everything I can, but I get so discouraged feeling I am not saving enough’. Hearing your not saving enough retirement savings can be discouraging. ‘I feel like I probably am not saving enough, but its all I can […]
How FICO Scoring Affects Your Credit Score
The way FICO scoring is done has recently been changed. They matter because that’s how your credit score is calculated. When you want to buy something and need to take a loan out for it, your credit score impacts your loan terms. FICO Score So how will the change in FICO scoring affect your credit […]
Money Relationships: A Conversation With My Mechanic
Our relationship with money matters to each of us, regardless of our occupation. People who have a relationship with their money tend to have conversations about it. Since I recently had a service mileage service for my auto, my mechanic brought up money and his relationship with his. Your Relationship With Your Money My mechanic […]
Economic Indicators: Why Are They Important?
A key aspect of better understanding how markets work is understanding how leading economic indicators affect them. Stock, bond, real estate, and other markets, are all affected in some ways by how leading economic indicators are performing. I’m not asserting that you can predict how any market may respond based on an indicator. The Leading Ecoomic […]