Optimism Bias? It Won’t Happen To Me
Most of us aspire to think well about about our future. We strive to believe in ourselves and our abilities. We set goals and methods to achieve them. This attribute helps us to live confidently and to take risks that are good for us, but that we might not have taken if not for Optimism […]
At Least You Still Have Your Health
I have experienced profound loss in the past year. The kind that leaves people feeling helpless on how to comfort me. In going through the process of recovery, one of the things I’ve focused on is what I do have vs. what I have lost. One of the things that kept cropping up on my […]
The Fallacy of Black Friday
You know that ‘Black Friday’, first used as an industry term to note the mark at which many retailers became profitable for the year, has morphed into the shopping day of the year. When did this happen? It wasn’t always this way. The Christmas shopping season has for a long time now commenced the day […]
What Will Your Social Security Benefits Be?
Thinking about how much your monthly Social Security benefits might be may not get much of your attention until you near retirement. Benefit Amount Many people don’t pay much attention to what their Social Security benefits will be until then. When they get closer to claiming their monthly benefit, it becomes a more concrete reality. […]
Are You Using The Market To Reach Your Goals?
It’s nice to be able to see our portfolio grow. Understanding that the markets are a tool to reach our financial goals versus outperforming the markets is key.
10 Financial Mistakes To Avoid In A Divorce
No one starts out a marriage planning on getting divorced. But, sometimes that’s how things go. The following are the 10 financial mistakes to avoid during a divorce. 10 Financial Mistakes Not Using a CFP (preferably a Fee Only) to negotiate a property settlement The Property Settlement Agreement is what determines the assets, child support, […]