FEES & SERVICES

As an Independent Fee-Only CFP (r) where integrity and expertise intersect, 2020 Financial Planning LLC offers 2 levels of financial planning and 1 level of wealth management.

Retirement Roadmap

Do you want to retire someday? Let’s get you there. For clients seeking a goals-based and comprehensive Retirement Roadmap incorporating all aspects of their life where money exerts an influence. The financial planning process with a CFP follows the industry standard of starting with a Discovery Call and proceeding to delivering recommendations to the client.

Fee: No asset minimum. This type of engagement is based on a fixed fee. Anticipate paying a Fee Only Financial Planner $2000 or more. Financial planning engagements can average 10 hours or more. This includes all client meetings and the 3 financial plan deliverables.

Hourly Financial Planning

For clients with less comprehensive financial lives seeking basic consultation.

Fee: No asset minimum. By the hour. 7 hour minimum. Anticipate paying a Fee Only Financial Planner $220 an hour or more.

Separately, wealth management is offered for those seeking risk management and ongoing portfolio optimization.

Wealth Management

Modern Portfolio Theory and primarily passively managed funds, including DFA funds, are utilized after establishing an evidence-based investment policy with a client. Clients’ accounts are with an independent 3rd party brokerage firm. Each client has discretion to opt out of wealth management if they elect to self manage.

Fee: Percentage of assets.

In searching for a Fee Only Financial Planner to work with, knowing how they are compensated will ensure you make a more fully informed decision.

Get in touch to further determine what the best model is for your goals and to discover what it’s like to work with a Fee Only Financial Planner.